Carpets by Otto | Monthly Payments

Pay for Your New Flooring with Monthly Payments

At Carpets by Otto, we have partnered with Hearth Financing to make applying for a financing option super easy!

Rates in under 2 minutes: Review your rates from over a dozen lenders through Hearth's quick and secure application without affecting your credit score.

Get your money fast: Loans typically fund in 1-5 business days. If approved, Hearth’s lending partners can deposit cash into your account as soon as24 hours.†

Easy monthly payments: No surprises. Personal loans through Hearth’s lending partners have fixed rates and terms. You’ll know your monthly payment upfront. ‡

No prepayment penalties: There are no fees for paying off your loan sooner, saving you time and money.

Need help? Call Hearth at 512-686-4141

* All loans are subject to credit review and approval. For example, a $10,000 loan with an APR of 14.50% and a term of36 months would have a monthly payment of $344.21.

† Funding can be as soon as 24 hours and takes 3-5 days on average.

† 0% Financing Option will include a 0% APR during a promotional period only; the promotional period will vary in length among different offers. After the conclusion of the promotional period, higher APRs will be charged. Please consult the disclosures related to any particular card offer.

‡ Our partners can offer lending options from $1,000-$250,000 for terms from 2-12 years

Hearth is a technology company, which is licensed as a broker as may be required by state law. Hearth does not accept applications for credit, does not make loans, and does not make credit decisions. NMLS ID# 1628533.